What is a lease?
A lease is an agreement between a lessor (Bridge Capital Leasing) and a lessee (you, the client), in which the lessee agrees to pay a monthly investment for a agreed upon amount of time for the use of certain equipment.

What can I lease?
The different types of equipment that can be leased are endless. The general rule is that unless it floats or flies, it can be leased

What type of terms are available?
Leased can range anywhere from 1 year to 10 years, depending upon credit worthiness and equipment value.

What are your minimum and maximum exposure amounts?
We can set up leases for any amounts in between $2,000 and $20 million depending upon credit worthiness, of course.

What is the difference between a lease and a loan?
A lease is usually treated as a rental expense and listed on the income statement as such. A loan is treated as a liability and shows up on your balance sheet. This weakens the financial strength of the company and should be avoided.

What happens at the end of the lease?
Leases can be set up with different buyouts, These buyouts can range from $1.00 to 10% of the equipment cost to a fair market value of the equipment at the end of the term

What do I need to qualify for a lease?
All you really need to have is a business and some type of credit. We can structure a lease for practically any credit portfolio available. If you have bad credit or excellent credit, we are sure we can fund your lease. We can also help your business build or rebuild your credit in order to obtain more advantageous lease terms, click here to find out how!

How long will it take to be approved?
Leases can generally be approved within 48 hours of receipt of the application. If you have above average credit, it can take less than a few hours.

What upfront costs can I expect?
Leases generally require 2 payments upfront, however, many times only 1 payment is required.

Why are personal guarantees sometimes required?
Sometimes, if a business is young or has had credit troubles, a personal guarantee by the owner of the company will be required. A personal guarantee is basically asking the owner to stand behind the company and tell us that, “Yes, my company plans on being around for the next 3 years”. The guarantor’s credit will never be affected by this unless there is a default on the lease. We can help your business build the credit in order to obtain a non personally guaranteed lease, click here to find out how!

Can you do leases for startup business?
Absolutely. We can handle any type of start up situation.

I am buying equipment from many different vendors, is that okay?
Of course, in fact it is commonplace to fund leases that involve numerous vendors.